Pointers to be kept in mind while purchasing appropriate health insurance in India-

1. Do a proper online research. Internet is the perfect source to get information for all types of health insurance policies. Look at reputed companies and thoroughly check what they are offering. Go through the products they are offering and choose the one that suits you best.

2. Before you purchase health insurance in India you should carefully analyse all the parts of the health insurance policy to make sure that you are getting coverage for the things that matter to you. Examine the types of cancellations covered by the policy.

3. Properly read the terms and conditions of the health insurance policy before signing it . Check the policy’s definitions of terms such as day care procedures, cashless hospitalization, age restriction and 24/7 helpline.

4. Check for the policy expiration time and date after which it will not offer any coverage for anything. Usually all health insurance plans in India are purchased for a year but there might be certain exceptions to the case.

5. Carefully read the policy exclusions. Most policies do not cover pre-existing health problems. Also check what all expenses it does not cover.

6. Ensure you spend time in finalizing a good health insurance advisor, who would provide you unbiased advice across all leading insurance cos., as well as assist you for renewals and claims in the long term.

By: http://www.maxbupa.com/