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Health Insurance Glossary (4) - INDIA - continued

Posted by HannahSP on Sat, 19 Dec 2009

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Personal Accident PolicyPersonal Accident Policies are issued as fixed benefit policies whereby specified sums are paid on the occurrence of specified events. These events could be death or disability. This payout is not related to the expenses incurred. For Example: Shyam has a personal accident policy. He meets with an accident and is permanently disabled. He would automatically get 100% of the sum insured and this would be in no way linked to the expenses he has incurred in treatment of the ... Read More

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